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CDs

Earn high rates of interest at guaranteed terms. A great way to save!

Regular and IRA Certificates of Deposit are available. Choose any of these CDs:

Bump Up CD

Get a great rate and the option to increase your rate should interest rates rise during the original term of your certificate.

Certificates of Deposit

Terms available from 30 days to 6 years. All provide competitive interest rates.

CD Rates

Description Interest
Rate		 APY
1-2 Month 0.55% 0.55%
3-4 Month 0.55% 0.55%
5 Month 0.55% 0.55%
6 Month 0.60% 0.60%
7 Month 0.60% 0.60%
8 Month 0.60% 0.60%
9 Month 0.65% 0.65%
10 Month 0.65% 0.65%
11 Month 0.65% 0.65%
12 Month 0.80% 0.80%
12 Month Variable $1,000 - $4,999 0.85% 0.85%
12 Month Variable $5,000 - $9,999 0.85% 0.85%
12 Month Variable $10,000 or more 0.85% 0.85%
13 Month 0.80% 0.80%
14 Month 0.80% 0.80%
15 Month 0.85% 0.85%
16 Month 1.00% 1.01%
17 Month 0.85% 0.85%
18 Month 0.95% 0.95%
19-22 Month 1.00% 1.01%
23 Month 1.44% 1.45%
24 Month Bump-Up 1.29% 1.30%
24-29 Month 1.29% 1.30%
30-35 Month 1.44% 1.45%
3 Year 1.88% 1.90%
42 Month 1.98% 2.00%
4 Year 2.13% 2.15%
54 Month 2.32% 2.35%
5 Year 2.52% 2.55%
6 Year 2.52% 2.55%

CD Disclosure

Member FDIC. Rates subject to change and may be withdrawn without notice. Annual Percentage Yield (APY) is in effect as of this publication date and assumes principal and interest remain on deposit for term stated. Minimum deposit required for CDs is $500. Minimum deposit required for IRAs is $250. Penalty may apply for early withdrawal. Certificate of Deposit rates can be applicable to IRA accounts. Fees could reduce earnings on the account. In addition, for bump up CDs a one-time rate adjustment is permitted anytime during the original term. When exercising the bump-up option, the term must be the same as the term of your original bump-up CD. Bump-up CDs will renew into CDs not permitting a bump-up of the interest rate. New money may not be added when exercising your bump-up option. The 24 month bump-up CD requires a $1,000 minimum deposit and the rate may change after the account has opened. The 12 month variable rate CD requires a $1,000 minimum deposit and the rate may change after the account has opened. Retail accounts only. Variable rate CD may not be opened as an IRA.

For current rate information or Account Agreement Disclosure information, please call our Customer Service Department at 1.800.752.8400.

IRA CDs

Choose from several Lafayette Ambassador Bank IRA CD options:

  • Money Market IRA
  • Fixed Rate IRA CDs
  • Roth and Education IRAs

We offer competitive rates of interest and the opportunity for you to save for your retirement years.

Learn how to step up your investment plan!